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Pass Guaranteed IAPP - CIPP-US - Certified Information Privacy Professional/United States (CIPP/US)–High Pass-Rate Exam Review
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The CIPP-US certification is an essential credential for professionals who work with personal data in the United States. Certified Information Privacy Professional/United States (CIPP/US) certification demonstrates a deep understanding of privacy laws and regulations and provides professionals with the knowledge and skills necessary to protect personal data and ensure compliance with the law.
The CIPP-US exam covers a wide range of topics related to privacy, including privacy laws and regulations in the United States, privacy program governance, information security, data breach management, and privacy risk management. CIPP-US Exam is divided into multiple-choice questions and consists of 90 questions that must be answered in 2.5 hours. To pass the exam, candidates must score at least 300 out of 500 points. Certified Information Privacy Professional/United States (CIPP/US) certification is valid for two years and requires individuals to earn 20 continuing privacy education (CPE) credits to maintain their certification.
IAPP Certified Information Privacy Professional/United States (CIPP/US) Sample Questions (Q133-Q138):
NEW QUESTION # 133
Which of the following would best provide a sufficient consumer disclosure under the Fair Credit Reporting Act (FCRA) prior to a consumer report being obtained for employment purposes?
- A. A verbal notice provided with a conditional offer of employment
- B. A notice provision in a mailed offer letter.
- C. A notice provision in an electronic employment application.
- D. A standalone notice document.
Answer: D
Explanation:
Under the Fair Credit Reporting Act (FCRA), employers are required to provide a clear and conspicuous disclosure in a standalone document before obtaining a consumer report (e.g., a background check) for employment purposes. This requirement ensures that the individual is fully aware that a consumer report will be obtained and consents to the process.
Requirements for a Sufficient Consumer Disclosure:
* Clear and Conspicuous Disclosure:Employers must inform the individual, in writing, that a consumer report may be obtained for employment purposes.
* Standalone Document:The disclosure must be provided in a separate document not combined with other materials, such as an employment application. This ensures the individual's attention is focused on the notice.
* Written Authorization:Employers must obtain written authorization from the individual before procuring the consumer report.
Explanation of Options:
* A. A verbal notice provided with a conditional offer of employment:Verbal notice is insufficient under FCRA, which requires a written, standalone disclosure.
* B. A notice provision in an electronic employment application:Embedding the disclosure in an employment application would not meet the FCRA requirement for a standalone document and could be legally invalid.
* C. A notice provision in a mailed offer letter:Including the disclosure in an offer letter does not satisfy the requirement for a separate, standalone document.
* D. A standalone notice document:This is the correct answer, as the FCRA explicitly requires the disclosure to be in a separate document to ensure clarity and compliance.
References from CIPP/US Materials:
* FCRA Section 604(b) (15 U.S.C. § 1681b(b)): Requires a clear and conspicuous standalone disclosure before obtaining a consumer report for employment purposes.
* IAPP CIPP/US Certification Textbook: Explains the FCRA requirements for employment-related consumer reports, including the disclosure and authorization process.
NEW QUESTION # 134
SCENARIO
Please use the following to answer the next QUESTION
Matt went into his son's bedroom one evening and found him stretched out on his bed typing on his laptop.
"Doing your homework?" Matt asked hopefully.
"No," the boy said. "I'm filling out a survey."
Matt looked over his son's shoulder at his computer screen. "What kind of survey?" "It's asking questions about my opinions."
"Let me see," Matt said, and began reading the list of questions that his son had already answered.
"It's asking your opinions about the government and citizenship. That's a little odd. You're only ten." Matt wondered how the web link to the survey had ended up in his son's email inbox. Thinking the message might have been sent to his son by mistake he opened it and read it. It had come from an entity called the Leadership Project, and the content and the graphics indicated that it was intended for children. As Matt read further he learned that kids who took the survey were automatically registered in a contest to win the first book in a series about famous leaders.
To Matt, this clearly seemed like a marketing ploy to solicit goods and services to children. He asked his son if he had been prompted to give information about himself in order to take the survey. His son told him he had been asked to give his name, address, telephone number, and date of birth, and to answer question about his favorite games and toys.
Matt was concerned. He doubted if it was legal for the marketer to collect information from his son in the way that it was. Then he noticed several other commercial emails from marketers advertising products for children in his son's inbox, and he decided it was time to report the incident to the proper authorities.
Depending on where Matt lives, the marketer could be prosecuted for violating which of the following?
- A. Consumer Bill of Rights.
- B. Red Flag Rules.
- C. Investigative Consumer Reporting Agencies Act.
- D. Unfair and Deceptive Acts and Practices laws.
Answer: D
Explanation:
The marketer could be prosecuted for violating the Unfair and Deceptive Acts and Practices (UDAP) laws, which are enforced by the Federal Trade Commission (FTC) and state attorneys general. UDAP laws prohibit businesses from engaging in unfair or deceptive practices that harm consumers, such as false advertising, misleading claims, or hidden fees. In this scenario, the marketer could be accused of deceiving children into providing personal information and preferences under the guise of a survey and a contest, without obtaining verifiable parental consent or disclosing how the information will be used or shared. This could also violate the Children's Online Privacy Protection Act (COPPA), which is a federal law that regulates the online collection and use of personal information from children under 13 years of age. References:
* [IAPP CIPP/US Study Guide], Chapter 5: Enforcement of Privacy and Security, pp. 177-178.
* IAPP CIPP/US Body of Knowledge, Section II: Limits on Private-sector Collection and Use of Data, Subsection A: Government and Court Access to Private-sector Information, Topic 2: Unfair and Deceptive Trade Practices.
* IAPP CIPP/US Practice Questions, Question 27.
NEW QUESTION # 135
Which federal agency plays a role in privacy policy, but does NOT have regulatory authority?
- A. The Department of Commerce.
- B. The Department of Transportation.
- C. The Federal Communications Commission.
- D. The Office of the Comptroller of the Currency.
Answer: A
Explanation:
Per page 35 of the book, the DOC does not have regulatory authority for privacy. The FTC is separate from that of the DOC. FTC is a independent agency and the DOC is a department within the executive branch.
NEW QUESTION # 136
What is the most likely reason that states have adopted their own data breach notification laws?
- A. Many states have unique types of businesses that require specific legislation
- B. Many lawmakers believe that federal enforcement of current laws has not been effective
- C. Many large businesses have intentionally breached the personal information of their customers
- D. Many types of organizations are not currently subject to federal laws regarding breaches
Answer: B
NEW QUESTION # 137
Which entity within the Department of Health and Human Services (HHS) is the primary enforcer of the Health Insurance Portability and Accountability Act (HIPAA) "Privacy Rule"?
- A. Office of Public Health and Safety.
- B. Office of Inspector General.
- C. Office for Civil Rights.
- D. Office of Social Services.
Answer: C
Explanation:
The Office for Civil Rights (OCR) within the HHS is the primary enforcer of the HIPAA Privacy Rule, which establishes national standards for the protection of individually identifiable health information by covered entities and business associates. The OCR investigates complaints, conducts compliance reviews, and provides technical assistance and guidance to ensure compliance with the Privacy Rule. The OCR can also impose civil monetary penalties for violations of the Privacy Rule, ranging from $100 to $50,000 per violation, up to a maximum of
$1.5 million per year for the same violation.
NEW QUESTION # 138
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